International Health Insurance Companies: Protecting Your Health No Matter Where You Go; Are you planning to travel abroad soon? Whether it’s for business or pleasure, you shouldn’t overlook the importance of international health insurance. In this article, we’ll
discuss what international health insurance is, why you need it, and the top international
health insurance companies that you can rely on.
What is International Health Insurance?
International health insurance is a type of health insurance that provides coverage for
individuals who are living, working, or traveling outside of their home country. It offers
protection against unexpected medical emergencies and accidents and routine
healthcare services such as doctor visits, prescription drugs, and preventative care.
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Why Do You Need International Health Insurance?
The need for international health insurance is often overlooked, but it’s essential to any travel plan. Here are some reasons why:
1. Your Home Health Insurance May Not Cover You Abroad
Many health insurance policies do not provide coverage outside your home country, leaving you unprotected when traveling. This means you may be responsible for paying out of pocket for any medical expenses you incur abroad.
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2. Medical Care Can Be Expensive
Medical care in some countries can be incredibly expensive, and without insurance, you may
be unable to afford the care you need. International health insurance can provide peace of mind, knowing you’re covered no matter where you go.
3. Emergency Medical Evacuation
In a serious medical emergency, international health insurance can cover the
cost of medical evacuation to a hospital better equipped to handle your medical needs. Read Benefits of Car Insurance in 2023
4. Visa Requirements
Some countries require visitors to have health insurance before they’re allowed to enter.
International health insurance can help you meet these requirements and ensure your
travel plans go smoothly.
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Top International Health Insurance Companies
Now that we’ve discussed why international health insurance is important, let’s take a look at
some of the top international health insurance companies:
1. Cigna Global Health Options
Cigna Global Health Options is a popular choice for international health insurance, offering
coverage in over 200 countries and territories worldwide. They offer a range of plans, from
basic coverage to more comprehensive plans that include maternity care and dental
coverage.
2. GeoBlue
GeoBlue is another top international health insurance company that offers coverage for
individuals, families, and groups. Their plans include access to a global network of
healthcare providers and 24/7 assistance from their experienced team of experts.
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3. Aetna International
Aetna International is a well-known health insurance provider that offers coverage over
190 countries worldwide. They offer a range of plans that cater to different needs and
budgets, from basic coverage to more comprehensive plans that include wellness programs
and mental health services.
4. Allianz Care
Allianz Care is a popular choice for ex-pats and frequent travelers, offering coverage over
190 countries. They offer a range of plans that cater to different needs and budgets, from
basic coverage to more comprehensive plans that include dental and vision care.
5. IMG Global
IMG Global is another top international health insurance company that offers coverage in
over 170 countries worldwide. They offer a range of plans that cater to different needs and
budgets, from basic coverage to more comprehensive plans that include emergency medical
evacuation and trip cancellation insurance.
Do international health insurance plans have deductibles?
Yes, many international health insurance plans have deductibles you’ll
need to pay out of pocket before your insurance coverage kicks in. The amount of the
deductible can vary depending on the plan you choose.
Do international health insurance plans have deductibles?
Yes, purchasing international health insurance is possible even if you’re already abroad.
However, some insurance companies may restrict coverage if you’ve already
started your trip.
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FAQs about International Health Insurance Companies
Sure, here are some frequently asked questions about international health insurance
companies:
The cost of international health insurance can vary depending on several factors,
including your age, health status, and the level of coverage you require. However, you can
expect to pay anywhere from a few hundred to several thousand dollars annually for
coverage.
While travel insurance can provide some coverage for medical emergencies, it’s typically not
as comprehensive as international health insurance. Travel insurance may also restrict the length of your trip or the activities you can participate in.
International health insurance typically covers medical expenses for unexpected illnesses
and accidents and routine healthcare services such as doctor visits, prescription
drugs, and preventative care. Some plans may also include mental health
services, maternity care, and dental and vision care coverage.
When choosing an international health insurance plan, it’s important to consider your
individual needs and budget. Look for a plan that provides coverage for the countries you’ll
be travelling to and includes the required coverage level.